Buying a home is an exciting experience, but it can feel a bit overwhelming if you don’t have the right information. Check out these helpful resources about the home buying process. When you’re ready, give Abby Cobb a call at 443-366-5006 to tour available homes in the Baltimore County and Baltimore areas.

Tips for First Time Home Buyers

When you’ve decided that the time has come to buy your first home, you will probably experience feelings of elation and anxiety all at the same time. Shopping for a new home is exciting, but when you think of the long-term commitment, it can feel overwhelming. If you want the process to go smoothly, there … Continued

6 Steps to Buying a Home

Buying a home is exciting and scary all at the same time. Knowing what to do during this crucial process will ensure you make informed decisions. You want to take your time during your home search. Be patient and don’t rush. Think through your decisions and follow the following six steps to buying a home. … Continued

Buyers

First Time Home Buyers As a first time home buyer, there is a lot to learn. Let us help you find your dream home and along the way we will assist you with choosing a lender, finding grants, and walking you through all necessary steps to get you to the closing table. Once you choose … Continued

A Guide to HOAs

Many people wonder where their money goes and what the HOA fees actually cover.  The responsibility for the association is established in the declaration or the states bylaws. Homeowners association can come with benefits for home buyers, especially for those living in a community or condo with amenities. HOAs can help defend value of their … Continued

City vs. Suburbs: Pros & Cons

Finding the perfect place and area to live in can be a hard decision. You might not realize that moving from the city to suburbs or suburbs to the city would have a huge significance in your life. There are a few things to consider when making that move: City Lifestyle Pros Transportation – Railways, … Continued

Condos vs. Townhomes vs. Single Family Home

When it comes to buying a new home it can be difficult to know which option is best for you. You can either buy a condo, townhome, or single family home. Each have their own pros and cons. Condo If you’re thinking about purchasing your first home, a condo might be the way to go. … Continued

Renovations that keep your home updated

Home Additions Remodeling your home and building on a new addition can really transform your home for the better. Adding a new addition is ideal for a family who wants to remain in the same home. You have plenty of options for additions. You can expand, add up, over, or out. The best part about … Continued

Foreclosures

Foreclosures can happen in any kind of neighborhood and to any home, small or large. A Foreclosure is when a property owner cannot make the principal and/or interest payments on his/her loan, typically leading to the property being seized or sold. Adjustable rate loans, unemployment, credit card debt, medical expenses, and divorce are mostly reasons … Continued

Should you Refinance?

What is Refinancing? Refinancing is done to allow the borrower a better interest term and rate. When the borrower has perfect credit history, refinancing can be a good way to convert a variable loan rate(a loan in which the interest rate charged on the outstanding balance varies as market interest rates change. As a result, … Continued

Qualifying for a loan

Buying a new home can be very expensive. Most people wonder if they will qualify for a loan. Do you ever ask yourself the questions; What do I need to qualify for a loan? What can I do if my credit isn’t all that great? Well great news! I have all the answers for you. … Continued